How to Choose the Top Credit Cards for Your Spending Habits
How to Choose the Top Credit Cards for Your Spending Habits
Blog Article
How to Choose the Most Suitable Credit Cards for Your Needs
Understanding the credit card benefits arena can be daunting with so many choices available, each offering different offers, benefits, and advantages. We have streamlined the process to assist you in beginning in less than 5 minutes, with ongoing monitoring so that you are always aware if there are improved choices for you.
**Understanding Your Spending Habits**
The first step is to understand your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Food and beverage expenses
- Overseas spending
- Other expenditures
This information helps us better understand your spending patterns and recommend the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our AI-driven platform compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all key financial players in Singapore, including reward and discount cards as well as Enrollment Offers.
We also provide options for further optimization such as only filtering cards by banks or cards with no required first-year annual fee.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your usage patterns and notifies you of changes needed in your card portfolio to enhance your miles earned. This proactive method ensures you always have the best credit card portfolio to achieve the highest returns.
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